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Payment & Insurance Information

Making therapy accessible and transparent for every family

At Marigold Speech & Co., we are committed to making high-quality therapy services accessible and easy to navigate. Below you’ll find information about accepted insurance plans, private pay options, and what to expect when getting started.

Accepted Insurance Plans

We currently accept the following insurance providers:

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  • Blue Cross Blue Shield

  • MercyCare Health Plans

  • Medicare Part B

  • Wisconsin Medicaid

    • ForwardHealth

    • BadgerCare+

    • Katie Beckett Program

  • Dean / Medica

  • MHS

CLTS Provider

We are also an approved CLTS (Children’s Long-Term Support) Provider.

Private Pay Options

​​​We offer flexible payment options for families choosing to pay out-of-pocket.

Accepted forms of payment:

  • Credit cards

  • Debit cards

  • Personal checks

  • HSA (Health Savings Accounts)

  • FSA (Flexible Spending Accounts)

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Please note: Third-party checks and cash are not accepted at this time.

Using Out-of-Network Benefits

Even if we are not in-network with your insurance, many plans still offer out-of-network reimbursement for speech and occupational therapy services.

If you choose this option: 

  • You will pay for services at the time of your visit

  • We will provide a detailed receipt (called a SuperBill)

  • You can submit this to your insurance for potential reimbursement

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We recommend contacting your insurance provider to understand your specific benefits.

Benefits of Private Pay

Choosing private pay allows for greater flexibility and control over your care:

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✔ No physician or PCP referral required
✔ No need to meet a deductible
✔ No limits on number of sessions or duration
✔ Access to all therapy services without restrictions
✔ Transparent pricing with no surprise fees

Good Faith Estimate (Your Rights as a Patient)

If you are not using insurance, you have the right to receive a Good Faith Estimate outlining the expected cost of your care.

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This Includes:

  • Therapy services

  • Related medical costs

  • Any additional services or items

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What to Expect:

  • You will receive your estimate in writing at least 1 business day before your service

  • You may request an estimate at any time before scheduling

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Your Protection:

If your final bill is $400 or more above your estimate, you have the right to dispute the charges.

We encourage you to keep a copy of your estimate for your records.

Ready to Get Started?

We’re here to help you understand your options and feel confident moving forward.

Even if your provider isn't listed, call us and we can see if you qualify with out-of-network benefits.

Have Billing Questions?

Contact Alex at Lakefront Billing Services.

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